Paying for College

Weighing Your

Financing Options

Choosing to invest in a college education is a significant decision for many families. While most find that investing in post secondary education can pay for itself in the long-run, in the short-run families may find they need to make the most of the resources at their disposal. Understanding the costs and using your finances wisely will help make ends meet.

Step #1.

Learn more about our simple and straightforward fee structure here.

A general note on tuition and fees payment ....

Payment of tuition and fees is due and payable at the time of the student’s admission to the program. Upon admission, you will receive an invoice for the full amount of tuition and fees. Students will not be permitted to attend class unless fully paid.

How much will it cost you to get your diploma?

The best way to know what it'll cost is to create

a budget for college ..... learn how to here

Step #2.

What sources of funding are available to finance your college education?

Once you know how much money you'll need, the next step is to weigh your financing/funding options.

PERSONAL/FAMILY SAVINGS

You, your parents, family members or family friends may have put aside money for your post-secondary education in an RESP.

BURSARIES, SCHOLARSHIPS AND AWARDS

Government and private organizations, corporations and community-based agencies often offer special bursaries, scholarships, grants and awards that do not need to be repaid! These can be based on academic performance, financial need or many other requirements.

HUMAN RESOURCES DEVELOPMENT CANADA (HRDC)

Support from the government is provided to individuals who are going back to school for further training and upgrading. Please check the HRDC website at for more information. Second Career provided by BECNiagara is an example of this.

BANK LOANS AND LINES OF CREDIT

Several banks have products that are specifically designed for students enrolled in post-secondary education. This option is worth investigating because interest rates and payback periods.

Step #3.

If after step 1 and 2 you're still in need of financial assistance, Cappa may be able to help.

Cappa offers a variety of flexible payment options, such as:

LAYAWAY STYLE INSTALLMENT PLANS

Are you working a full-time summer job? You may wish to choose to make payments while the paychecks are rolling in. That way there's less financial pressure when college starts.

INTEREST FREE SCHOOL TERM FINANCING

For those who need a little more payment flexibility. Typically the repayment term is 6 months or less.

PROMOTIONAL LONGER-TERM FINANCING OPPORTUNITIES

From time to time we are able to offer longer-term financing to students who qualify. Check our promotions page for availability.

OSAP Financing

Students enrolled in Cappa's Hairstying and Esthetics Program may be eligible, if qualified, for loans, grants, or awards granted under the Ontario Student Assistance Program (OSAP).